I take great pleasure in saving money.
Coming home from work yesterday, I greeted Bandit and immediately noticed the chill in the air. The house was 59 degrees. Yet I refused to turn on the heat. (Instead Bandit and I went for a walk; besides I think it was warmer outside.)
When I got back, I bundled up in a sweatshirt. I told myself I wouldn't turn on the heat till October. Yet while October has arrived I'm still not ready (maybe tonight).
Lately I've been following the advice of The Coupon Queen (keep your comments to yourself) in my local paper: Buy on sale and with a coupon.
I look forward to clipping coupons from the Sunday paper. I even have a little coupon organizer (that I got a dollar cheaper on eBay than what they wanted on the main web site). I clip it to my carriage as we traipse the aisles. I'm constantly stopping, "Wait, I think I have a coupon for that." Then I pilfer through my organizer.
I'm all excited about today's grocery savings. Here's just a few examples: I got salad dressing, regular $2.99 with a dollar coupon, then doubled from this week's flyer for .99. Two boxes of cereal on sale for $6.00; I had a coupon for $2 off, plus a coupon-doubler bringing it to $1.50 a box! My bill came to over $120 and when the cashier deducted all my coupons I walked out of there paying just over $80. Not bad.
Earlier this week Market Basket had a sale on paper towels and Tide. On my lunch hour I stopped in and bought two 15 packs of Bounty and three 64 oz. Tide HE. Bounty regular $12.99 on sale for $9.99 and I had two dollar off coupons. The Tide regular $14.99 was on sale for $10.99. I had three coupons one of which was two dollars off. Now I've got enough for a good six months.
The other day I got a call from my mortgage broker. Apparently mortgage rates have dropped so I might be refinancing. I can save a half of a percent. Why not? Heck, I don't even need a coupon.